The Platform

One platform.
Your brand. Your customers.
Your SCF programme.

SCFPro is a white-label, bank-deployed platform that enables financial institutions to launch and run a fully embedded supply chain finance ecosystem - under their own brand and controls.

4–6

weeks to go live

6+

African markets

100%

white-label - your brand

Live now

Nigeria · Ghana + more

What you deploy

A complete SCF ecosystem, running under your institution's brand

Procurement & Invoicing

Your corporate clients manage procurement requests, purchase orders, invoice approvals and ERP sync - all inside your branded platform.

Embedded Financing Engine

Payables financing, invoice discounting, PO financing, distributor financing, inventory finance and bank guarantees - deployed and controlled by your institution.

Portfolio Visibility & Control

Real-time exposure dashboards, risk scoring, maker-checker workflows, audit trails and custom reporting - giving your team full sight of every financing decision.

Deployment model

How SCFPro works inside your institution

SCFPro is not a standalone product your clients sign up for. It's infrastructure your bank deploys, branded and controlled end-to-end.

01

Bank deploys SCFPro

Your institution licenses SCFPro and configures it under your brand - your logo, your domain, your compliance workflows and approval rules.

02

Corporates are onboarded

Your relationship managers invite anchor corporates. Buyers bring their supplier networks with them - tiered by credit quality.

03

Transactions flow through the platform

Procurement, PO generation, invoicing and financing requests all move through a single connected workflow. Finance is embedded - not bolted on.

04

Your institution earns and monitors

Financing fees, portfolio exposure, branch-level performance and risk scores - all visible in your institution's dashboard in real time.

Your clients never know SCFPro exists. They only ever see your brand.

Feature set

Built for every stakeholder in the SCF chain

SCFPro serves three audiences - all through one platform your institution deploys and controls.

Portfolio Management

Real-time exposure tracking and performance analytics across your entire SCF portfolio, with branch-level drill-down.

  • Automated risk scoring models
  • Institution- and branch-level exposure view
  • Custom reporting and threshold alerts

Enterprise-Grade Controls

Bank-standard security and governance baked into every workflow - not added on afterwards.

  • SOC-2 compliance-ready architecture
  • Maker-checker & 2FA approval workflows
  • Per-user audit trails

Embedded Finance Engine

Financing options activated at the point of transaction - buyers and suppliers access working capital without leaving the workflow.

  • Buyer-led financing programmes
  • Supplier-initiated financing requests
  • Transaction-level visibility for your team

White-Label Configuration

Full brand customisation - logo, colours, domain, user-facing copy. Your corporate clients experience your institution, not SCFPro.

  • Custom domain & brand identity
  • Configurable financing parameters
  • Localised compliance workflows per market

Integrated Collaboration

Secure in-app messaging and document exchange between buyers, suppliers and your institution's team - transaction-scoped and end-to-end encrypted.

  • Context-aware: scoped to the active transaction
  • In-app invoice/PO confirmation
  • Secure document exchange

Rapid Deployment

An implementation framework optimised for African financial infrastructure, so your team isn't blocked by a 12-month integration project.

  • Live in 4–6 weeks
  • Dedicated onboarding support
  • API & H2H integration support included

Procurement Request & Auction

Create direct procurement requests or open auctions to qualified suppliers. Configurable payment terms and automatic PO generation on acceptance.

  • Configurable payment terms
  • Auto-generated PO on supplier acceptance
  • Automated push-to-bank for financed orders

Payables Financing

Extend payment terms on approved invoices while your suppliers receive early payment from the bank. Preserve liquidity without disrupting supplier relationships.

  • Optimise working capital, preserve liquidity
  • No supplier friction or workflow disruption
  • Transparent, embedded in the transaction

Fixed-Rate Early Payment

Use surplus liquidity to offer discounted early-payment to suppliers at a predefined discount rate. Early payment can be offered within a set window before the invoice due date.

  • Reduce procurement spend
  • Configurable early-payment window
  • Strengthen supplier relationships

Purchase Order Financing

Help your suppliers fulfil large orders by enabling them to access upfront funding against confirmed POs - with pre-agreed terms that eliminate per-transaction renegotiation.

  • Pre-arranged terms, no renegotiation
  • Strengthens supplier commitment
  • Automated in-app execution

ERP Integration

Connect your existing ERP once. POs, invoices and supplier lists stay in sync automatically - no custom development, no middleware dependency.

  • Quick, one-time setup
  • Real-time invoice & PO sync via secure API
  • SAP, Oracle, Dynamics 365, QuickBooks

Supplier Discovery

Search and onboard new suppliers by industry or offering. Open procurement requests to a broader supplier pool to drive competition and uncover better pricing.

  • Search by industry or offering
  • Competitive bidding via open auction
  • Faster fulfilment, better terms

Invoice Discounting

Convert approved invoices into upfront cash without waiting for buyer payment terms. Rates backed by the buyer's credit quality - significantly lower than standalone lending.

  • Instant liquidity, competitive rates
  • Lower rates backed by buyer's credit
  • No manual tracking or late payment risk

Distributor Financing

Access upfront capital to purchase and distribute goods in bulk - without straining your working capital. Approval odds are higher because of the anchor buyer relationship.

  • Upfront capital for bulk purchases
  • Improved approval vs standalone lending
  • Lower rates than traditional lending

Inventory Financing

Access short-term funding secured against stored or in-transit goods. Bridge the working capital gap between procurement and sale, with a verifiable PO providing comfort to the funder.

  • Unlock capital before goods are sold
  • PO-backed facility for funder confidence
  • Facility backed by inventory

Bank Guarantees

Request bid, performance, or advance payment guarantees directly through the platform - fully documented, tracked and managed in one place.

  • Submit and track requests in one place
  • Bid, performance & advance payment types
  • Supporting documents uploaded in-app

Integrated Collaboration

Communicate and share documents in real time with buyers or the finance provider - fully scoped to the active transaction and end-to-end encrypted.

  • Real-time messaging
  • Secure document exchange
  • Context-aware: scoped to each transaction

Integration

Built to connect with your existing infrastructure

SCFPro integrates with corporate ERP systems and your institution's banking infrastructure - without disruptive re-engineering on either side.

ERP Integration - for your corporates

Your corporate clients connect their ERP once. Purchase orders, invoices and supplier lists stay in sync automatically - supporting OAuth, OAuth2, JWT, Digest and Bearer token authentication.

SAP ERP
Oracle NetSuite
MS Dynamics 365
QuickBooks

+ any ERP supporting standard auth protocols

Banking Infrastructure - for your institution

Connect SCFPro to your core banking system via REST API or Host-to-Host (H2H) for secure transmission of payment instructions and confirmation status. Technical documentation provided by your IT team.

REST API Integration

Secure payment instructions and confirmation status via documented REST endpoints

Host-to-Host (H2H)

Direct system hand-off and pick-up integration for institutions preferring file-based exchange

Institution-Specific Setup

Your IT team defines the integration spec. Integration is implemented directly within the platform.

Why SCFPro

Built for African trade finance. Not adapted for it.

Regulatory-first design

Pre-configured for central bank requirements across 6+ African markets, with localised compliance workflows built in - not retrofitted.

Live in 4–6 weeks

An implementation framework built around the realities of African financial infrastructure - not a Western template with an African disclaimer attached.

Bank-grade security

SOC 2 compliance-ready architecture with encryption standards that meet or exceed local regulatory requirements - and maker-checker controls that mirror your internal governance.

Ready to deploy

See SCFPro running
inside your institution.

We'll walk you through a live deployment - white-labelled to your brand, configured for your market, with your financing parameters applied.